한국 장기체류 생활 행정: 건강보험·세금·은행

행정사의 팁

• Get your ARC first — almost everything else (bank account, SIM card, health insurance) depends on having it. The ARC is mailed after your registration appointment, which takes about 2 weeks.

• For the first 6 months before mandatory NHIS enrollment, buy private travel insurance. NHIS medical costs without insurance can be 3–5× higher.

• The 19% flat tax option for foreigners must be elected in the first year it applies — you cannot retroactively choose it. Ask your employer's HR or an accountant in your first month.

• If you send money home regularly, open accounts at a bank with low international wire fees. KEB Hana and Shinhan both have competitive overseas remittance rates and apps in English.

• Korea's pension system (국민연금) also covers most registered foreigners. Your employer withholds roughly 4.5% of salary; if you leave Korea permanently, you can claim a lump-sum refund of your contributions.

도움이 필요하신가요?

검증된 행정사와 상담하세요

저희 전문가들은 한국 장기체류 생활 행정: 건강보험·세금·은행 사례를 정기적으로 처리하며 한국 출입국관리소가 요구하는 사항을 정확히 알고 있습니다.